Omar AlfardanChairman of Board of Directors
Mr. Omar Alfardan is the President and CEO of Alfardan Group, one of Qatar’s leading family-owned business conglomerates. The Group has expanded significantly under his leadership, with the 60-year-old conglomerate investing heavily in industries such as automotive, properties and hospitality, which also involves Jewellery, Investment and Marine Services as part of its growth strategy and efforts to contribute to Qatar’s socio-economic development. Its reach extends far beyond the borders of Qatar and one of the Group’s recent moves was investing in Turkey’s flourishing hospitality sector in line with its expansion policy..Mr Alfardan is a Board member and the Managing Director of The Commercial Bank. He is a Board Member and the Vice-Chairman of the United Arab Bank, Board Member of the Qatar Red Crescent and an Advisory Board Member for the Qatar Financial Centre Authority. Mr Alfardan has served as a member of the Alternatif Bank Board of Directors since September 2014 and as Chairman of the Board of Directors since December 2016. He earned his Bachelor’s Degree in Business Administration and a Master’s Degree in Finance from Webster University in Geneva, Switzerland.
Joseph AbrahamVice-Chairman of Board of Directors
Mr. Abraham is the Group Chief Executive Officer of The Commercial Bank as well as Vice-Chairman of the Board of Directors of Alternatif Bank and a Board Director of both the United Arab Bank, UAE and the National Bank of Oman, Sultanate of Oman. He has extensive banking experience across both developed and emerging markets. Before joining The Commercial Bank in June 2016, he was CEO of ANZ Indonesia (Australia and New Zealand Banking Group) based in Jakarta, a position he served in from 2008 to 2016. Mr. Abraham has an MBA from the Graduate School of Business, Stanford University, California and has worked in Indonesia, Singapore, Hong Kong, Ghana, UK and India in various country and regional banking roles with a successful track record covering general management, corporate banking, strategy, product management as well as acquisitions and integrations. Mr. Abraham was appointed as a Board Member of Alternatif Bank in December 2016.
Mohd Ismail M Mandani Al-EmadiBoard Member
Mr. Al-Emadi currently serves as a Board Member of both the Commercial Bank and the National Bank of Oman. He has over 30 years of banking and financial services experience, including at the Commercial Bank in a number of roles from 1982 until 2007, after which he served as Chief Executive Officer of Qatar Real Estate Investment Company to 2011 and also served as its Director from 2003 until 2005. In addition, Mr. Al-Emadi served as a Board Member for Doha Securities Market, Qatar from 2000 to 2003; Qatar Shipping Co. (P.S.Q.C.) from 2000 to 2006; and Mannai Corporation Co. (P.S.Q.C.) Qatar from 2001 to 2004. He joined Alternatif Bank as a Board Member in September 2014 and is Chair of the Board Risk Committee. Mr. Al-Emadi graduated from Holy Names College, California with a Bachelor of Arts degree in Business Administration and Economics.
Paul GossiauxBoard Member
Mr. Gossiaux is a highly experienced senior executive and seasoned credit professional with a broad range of skills in both risk management and transaction structuring, approval and execution. He has built and managed business marketing teams as well as risk management and control teams in both commercial banking and investment banking sectors across the UK, Europe, Middle East, Asia, and Emerging Markets for over 25 years. Having joined The Commercial Bank in 2010, he is currently Chief Risk Officer and was previously Chief Credit Officer as well as Head of Credit for International Banking and Public Sector lending. Prior to joining The Commercial Bank, Mr. Gossiaux was Head of Credit Risk for the Business Support and Recoveries group of Barclays Bank SA (Madrid) from 2008-10. He was a Director in the Leveraged and Structured Finance Credit Risk Management team of Deutsche Bank (London) from 2007 and an Executive Director in the Leveraged and Structured Finance Credit Risk Control team of UBS Investment Bank (London) from 2001. Mr. Gossiaux was an EMEA Divisional Credit Risk Management Executive for Bank of America NA (London) from 1999 and Regional Risk Manager for Bank of America SA (Madrid) from 1993. He has held various other senior credit and business development positions with Bank of America NT&SA and Manufacturers Hanover Trust Company in London, New York, and Singapore. Mr. Gossiaux holds an MIA degree from Columbia University (New York), School of International Affairs and Russian Institute, and a BA degree from Fordham University (New York). He joined the Board of Directors of Alternatif Bank in March 2018.
Zafer KurtulBoard Member
Mr. Kurtul received his undergraduate degree in Finance from Istanbul University, Faculty of Business Administration and obtained his MBA degree in Finance from the University of Wisconsin-Madison (USA). He held several executive roles at Citibank, BNP-Ak-Dresdner Bank and Societe Generale prior to his appointment as an EVP at Akbank in 1998. Between 2000 and 2009, Mr. Kurtul served as the CEO of Akbank and held the role of Board Vice Chairman until 2010. He then worked as the CEO and Board Member of Sabancı Holding until 2017. In the same period, he was the Board Chairman of various subsidiaries of Sabancı Holding. He was appointed as a Board Member of Alternatif Bank in 2017. Mr. Kurtul is a qualified Chartered Financial Analyst (CFA).
Leonie LethbridgeBoard Member
Dr Lethbridge has extensive banking experience in operations, transformation, risk and technology management across diverse markets. She is Executive General Manager and Chief Operating Officer of The Commercial Bank. Before joining The Commercial Bank in July 2017, she was CEO of ANZ Royal, a joint venture of Australia and New Zealand Banking Group in Cambodia and in her fifteen years at the ANZ, had a number of senior roles including Regional Chief Operating Officer Asia; Chief Operating Officer Indonesia and Acting Head of Risk Asia Pacific. She has a successful track record in general management as well as acquisitions and integrations. Prior to her banking career, Dr Lethbridge was a management consultant, advising across sectors including Telecommunications, Banking and Finance, and Manufacturing. She was also a General Manager in Australia’s largest textile business. Her experience extends to several Board roles, including for The Australia Indonesia Centre, AustCham Shanghai and AustCham Cambodia.Dr Lethbridge has a PhD from the Swinburne University of Technology, a Master of Applied Science (Innovation and service management) from RMIT University and a Bachelor of Applied Science (Hons) from the University of New South Wales. She has joined Alternatif Bank as a Board Member in October 2018.
Kimberley ReidBoard Member
Ms Reid, is the Executive General Manager, Head of Organizational Effectiveness and Strategic Leadership at the Commercial Bank. She has over 20 years’ experience in Human Capital management, legal practice and consultancy in the field of strategy, policy and organizational effectiveness.Ms Reid held several key positions at the ANZ (Australia, New Zealand Banking Group) for eight years across Asia, the Pacific, Europe and the USA, including General Manager, HR Communications in Hong Kong and China, GM HR for Operations, Technology and Shared Services in India, Melbourne and Head of Workplace Relations.She holds a Master Degree in Public Administration, Leadership and Management from Harvard University, as well as a Bachelor of Laws (Honors) and Arts (Honors), from the University of Melbourne Australia.
Kaan GürBoard Member - CEO
Kaan Gür has an extensive experience in the banking industry, beginning his career at Garanti Bank. Prior to serving as the Director in charge of SME Marketing Coordination, he assumed the roles of branch and regional manager in Corporate, Commercial and SME Banking at Garanti Bank. Gür joined Akbank as Executive Vice President in charge of SME Banking in 2011. He served as Executive Vice President of Commercial Banking in Akbank and held the positions of Chairman of AKLease and Vice Chairman of AKInvestment between 2011 and 2017, which are both Akbank subsidiaries. Kaan Gür was appointed as CEO and Member of the Board of Alternatif Bank in October 2017.