Consumer Loan

Consumer Loan

Don’t put off your dreams, get a Consumer Loan from Alternatif Bank!

Alternatif Bank is by your side with its Consumer Loan for all your needs, from white appliances and clothing to vacation and children’s school expenses.

Maturity: Minimum 3 months, maximum 36 months.
Collateral: No collateral required. (Alternatif Bank reserves the right to require a guarantor upon its assessment.)
Tax and Fund: A 15% Resource Utilization Support Fund (RUSF) and a 5% Banking and Insurance Transaction Tax (BITT) charge applies.
Insurance: Collateral surety requires obtainment of Life Insurance. The amount of insurance varies according to age, sex, and loan total.
Currency: Only TL is available.
Documents: The following documents must be presented at the time of application.

  • Identification card
  • Document proving place of residence
  • Income statement (payroll, rent contract, and so on)

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