Seçkin Mutlubaş graduated from İstanbul University Department of Economics in English in 2006 and completed his Master’s degree in Banking at the same university in 2009. Between 2006-2010, he worked in the Credit Underwriting Department of the Türk Ekonomi Bankası, and between 2010-2012, in the Credit Risk Department at HSBC. Between 2012-2022, after taking part in various positions at Odeabank, he lastly served as the Senior Manager of Early Warning and Close Monitoring of SME Loans. Mutlubaş, having joined Alternatif Bank family in July 2022 and assumed the position of Loan Restructuring and Legal Follow-up Head, has been appointed as Restructuring and Legal Follow-up EVP as of August 2023.