Consumer Loan
Do not put off your dreams, get a Consumer Loan from Alternatif Bank!
Overdraft Account
With Overdraft Account, you can withdraw cash any time you want! Even when you are out of cash!
- Cash Withdrawal 24/7
- Favourable Interest Rates
- Automatic Pay-off
What Is An Overdraft Account?
Visit your nearest Alternatif Bank Branch and become a part of the advantageous world of Overdraft Account!
Overdraft Account is a credit limit assigned to your current account. Using this limit, you can withdraw cash from all Alternatif Bank ATMs even if there are no sufficient funds in your account. To enjoy Overdraft Account’s advantages, you can make an application at Alternatif Bank Branches.
Pay What You Use
In Overdraft Account, you repay interest for the amount of limit used and duration of use.
No More Delays in Your Payments
With your automatic and regular payment orders, your bills and loan repayments will be made right on time.
AlternatifKart Advantages
With AlternatifKart linked to your account, you can withdraw cash 24/7 at domestic Alternatif Bank ATMs and international Electro/Maestro ATMs.
Automatic Pay-off
You can pay off your overdraft amount automatically by depositing money into your current account.
Overdraft Account Features
Tax and Funds 15% RUSF(Resource Utilization Support Fund) and 5% BITT(Banking and Insurance Transaction Tax) charges apply.
Insurance Life Insurance is required for loan coverage. Life Insurance may vary depending on age, gender and amount of loan.
Currency The loan can be borrowed in Turkish Lira only.
Required Documentation Below you may find the documents required for application:
Identity Card Income Certificate
Frequently Asked Questions About Overdraft Account
You may find all details about Overdraft Account here.
How can I apply for an Overdraft Account?
You can get detailed information about Overdraft Account and fill out an application form by visiting your nearest Alternatif Bank Branch.
Which documents do I need for my application?
You will be asked to present an identity card and income certificate for your application.
What is the minimum payment amount for Overdraft Account?
You need to pay 10% of your total credit debt in Overdraft
Account.
Other Loans
There is an Alternatif Bank loan for every need!
Alternatif Bank Mobile Has Been Renewed!
You can download the renewed Alternatif Bank Mobile to your device via the App Store, Google Play Store and Huawei App Gallery.
