Alternatif Bank displayed a solid growth performance in 2025 in the field of Corporate and Commercial Banking. While total loans increased by 40% and FX cash loans increased by 26%, mediated foreign trade volume grew by 20%. 

Alternatif Bank gained solid growth momentum in 2025 in the field of Corporate and Commercial Banking. The Bank aims for contributing to not only financing needs, but also growth and competition strategies of companies with its service model focused on consultancy, digital solutions, and ecosystem banking approach. Alternatif Bank Corporate and Commercial Banking EVP Didem Şahin pointed out that the transformation in global trade also reshaped the banking sector, and described the bank’s approach as follows: “In the present day, the banks are not limited to the role of being institutions that just provide financing. We bear the responsibility of being a strategic business partner that steer the growth strategies of companies, strengthens predictability, and facilitates trade.” 

“We evaluate growth along with the growth of our customers”

Didem Şahin emphasized that they did not evaluate growth only in terms of balance sheet indicators in Corporate and Commercial Banking, and continued: “From our perspective, meaningful growth is achieved to the extent that we can increase trade volume, cash flow, and competitive power of our customers. As Corporate and Commercial Banking, we achieved a growth of 40% in our TRY loans and 26% in our FX cash loans in 2025. This prospect is the outcome of our selective growth understanding and correct segment focus.”

Banking model based on consultancy in foreign trade

Şahin stated that Alternatif Bank adopted a positioning going beyond standard transaction banking in foreign trade, and made the following remarks on the field response to the consultancy approach: 

“We achieved 20% increase in the foreign trade volume that we mediated in 2025. However, what makes this growth meaningful is that it was achieved thanks to structured financing solutions that were customized to the needs of companies.  In addition to innovative products that enable financing foreign trade in local currencies of relevant companies such as Chinese Yuan and Qatari Riyal, facilitates access to cost-effective funding resources, and manages more effective management of trade and financial risks, Alternatif Bank’s strong suit is its focus on solution and consultancy unique to customers and transactions.” 

Şahin also added that, as one of the practices reinforcing the difference of Alternatif Bank in this field, they offered professional support to all companies engaging in foreign trade, regardless of whether they are the Bank’s customers, through the Foreign Trade Consultant Line (444 00 55/7).

Deepening in ecosystem banking and supply chains

Şahin, emphasizing that ecosystem approach gradually became more critical in Corporate and Commercial Banking, pointed out to growth achieved in financial solutions encompassing the supply chain: “We prioritize establishment of a scalable and sustainable model in supply chain financing solutions. We increased our transaction volume by 229% and our cashier check volume by 67% in Supplier Financing System in 2025. This performance demonstrates the success of our solutions that bring together main companies with suppliers under the same financial ecosystem.” Şahin also emphasized that fintech collaborations, developed with an open banking perspective, shifted products such as DDS and SFS to a more integrated and digital structure.

Emphasis on triple transformation: Digital, social, and environmental impact are addressed together

Şahin, indicating that transformation in Banking was more than just digitalization, and pointed out to the new era where financing was considered along with social benefit and environmental sustainability criteria: “In the present day, financing is addressed with inclusion and sustainability criteria in addition to speed, efficiency, and ease of access. As Alternatif Bank, we complement our focus on digitalization with social and environmental perspectives; we consider this approach as an integral part of our business model as we create value for our customers.”