Alternatif Bank announced the financial results for the third quarter of 2025. Asset size of the Bank reached TRY 121 billion according to consolidated figures. Contribution made to national economy by means of cash (including leasing receivables) and non-cash loans reached TRY 114 billion. Consolidated net profit of the Bank realized as TRY 1.492 billion. 

Alternatif Bank, having preserved its high asset quality and maintained an effective balance sheet management in the third quarter of 2025,  displayed a balanced and sustainable growth performance in line with its strategic priorities. Support provided by the Bank, which increased its consolidated asset size to TRY 121 billion, with cash (including leasing receivables) and non-cash loans has been TRY 114 billion in the last quarter. Alternatif Bank’s consolidated net profit realized as TRY 1,492 billion thanks to the performance it displayed in the third quarter of 2025.          

“We displayed a stable and healthy growth performance in the first nine months of the year”

Alternatif Bank CEO Ozan Kırmızı mentioned that Turkish banking sector displayed a strong performance in 2025, which was shaped by global and local economic conditions, and made the following remarks about the matter: “2025 is progressing as a year of strong performance in terms of the banking sector. Total assets of the sector reached TRY 35.7 trillion and increased by 27% in comparison with the year-end as of August. While loans grew by 28% and deposits grew by 25%, recovery in interest margins and increasing commission income supported the profitability of the sector”.

Kırmızı mentioned that they displayed a healthy growth performance as Alternatif Bank, in parallel with this strong sectoral view, in the first nine months of the year and continued his remarks as follows:

“We achieved results beyond our expectations thanks to our well-disciplined growth strategy and efficiency-focused management approach in the first three quarters of 2025. We increased our total assets by 50% YoY, above TRY 120 billion. The key driver of this growth has been our total loans with an increase of 67%. We continued to contribute to real economy and sustainable development by managing credit limits effectively. These strong financial results that we achieved constitute solid evidence for the sustainable appreciation created by our Bank in asset quality, operational efficiency, and customer relationships. We will remain dedicated to our commitment to create sustainable value for our customers and Turkish economy with our solid balance sheet structure and responsible banking principles.”

“We implemented innovative financing solutions with new cooperations”

Ozan Kırmızı indicated that they also took innovative steps in retail banking with digital cooperations in the third quarter of 2025 and continued his statements:

“As Alternatif Bank, we reinforce our digitalization journey with cooperations and we aim to fulfill the financial needs of our customers in a easier, faster, and more accessible manner. Accordingly, the project that we launched with Taksitlio.com, elevated shopping financing to a fully digital and user-friendly framework and supported our vision to deliver banking services to every point where our customers were present.”

“We are eliminating obstacles together”

Ozan Kırmızı stated that they launched new Accessible Banking projects, reinforcing financial inclusion in the last quarter, and stated “As Alternatif Bank, while we maintain our financial growth, we adopt an inclusive approach that prioritizes adding value to the society and the environment. The efforts that we conduct in the field of Accessible Banking rank among the most tangible reflections of our vision to make banking accessible for everyone. In this scope, we made the trainings on FinKurs platform available to the deaf individuals with sign language and subtitle support under the project that we launched in cooperation with the Financial Literacy and Access Association (FODER). In addition, we received the bronze award in Youth Awards 2025 thanks to our efforts in the field of Accessible Banking for more than 6 years. This award has been an indicator of our commitment to create social benefits”.

“We published our 2024 Sustainability Report in compliance with TSRS”

Kırmızı mentioned that they recently disclosed the 2004 Sustainability Report in compliance with TSRS on their operations in 2024 to the public, and concluded his statement as follows:

“We published our first Sustainability Report in the last quarter of 2025 pursuant to Türkiye Sustainability Reporting Standards. This publication is not only a reporting effort, it is also a tangible reflection of our sustainable growth vision. We will continue to maintain environmental, social, and governance areas at the core of our strategy in the upcoming period.”