Alternatif Bank announced the financial results for the second quarter of 2025. According to the consolidated figures of the Bank, having maintained its financial stability and displayed a successful performance, its asset size reached TRY 110 billion and contribution to the economy through cash and non-cash loans reached TRY 105 billion. Consolidated net profit of Alternatif Bank for the second quarter of 2025 realized as TRY 1,067 billion.  

Alternatif Bank displayed a balanced and solid performance in line with its strategic priorities in the first half of 2025. Support provided by the Bank, total assets of which increased by 25% YTD to TRY 110 billion, with cash (including leasing receivables) and non-cash loans has been TRY 105 billion in this period. Along with this successful performance, equities of Alternatif Bank reached TRY 8.5 billion and its capital adequacy ratio realized as 20.20% in this period. Consolidated net profit of the Bank for the second quarter of 2025 exceeded TRY 1 billion.

Solid performance in the first half of 2025

Alternatif Bank CEO Ozan Kırmızı evaluated financial results of the Bank for the second quarter of 2025 and made the following statements:

“We maintained our solid and stable growth in the second quarter of 2025. We increased our total asset size to TRY 110 billion. The increase in total loans and our effective balance sheet management played an important role in this growth. The strategic loan growth approach, which we implemented as of the second half of 2024, yielded favorable results in this quarter as well. We preserved our high asset quality and increased our support to national economy to TRY 105 billion in the second quarter of the year. TRY 1.067 billion consolidated net profit, which we gained in this period, indicates that correct strategies were implemented effectively, and we are advancing toward our sustainable growth target with firm steps.”

New generation investment experience with ‘Fund World’

Ozan Kırmızı explained that they made the new mobile interface that adds speed, convenience, and accessibility to investment fund transactions available to users in the second quarter of 2025 and continued his statement as follows:

“We consider digitalization as not only a technological investment, but also a cultural transformation that directly touches upon the lives of our customers. Accordingly, we deployed our new mobile interface that adds speed, convenience, and accessibility to investment fund transactions in the previous quarter. We maximized customer experience by offering a simpler and more free experience to investors with our new generation interface appealing to investors at every level of financial knowledge. We made a difference in the investment world with this innovation that reflects our Bank’s vision for digitalization.”

“We have become one of the most accessible mobile applications in the banking industry”

Ozan Kırmızı, expressed that they had been maintaining their operations with inclusive banking approach for 33 years, stated, “We have gained another important accomplishment in line with the aim to make Alternatif Bank Mobile application accessible for everyone in the first half of 2025. Our mobile application has been one of the most accessible mobile applications of the banking sector with an accessibility score of 85 according to the results of the survey conducted by Blindlook. This achievement, which is an important reflection of our inclusive banking vision, has become an important indicator of the steps that we took on the path to make digital banking equal and accessible for everyone. With the aim of building an accessible future, we will continue to implement projects that will extend digital inclusion.”