Alternatif Bank continued to support the economy in the first half of 2026 while maintaining its asset quality and strong liquidity position. The Bank increased its consolidated total assets to TRY 152 billion and provided TRY 143 billion in support to the economy; it closed the second quarter with a consolidated net profit of TRY 691 million and a capital adequacy ratio of 16.20%.

Alternatif Bank announced its financial results for the first half of 2026. Maintaining its strong asset quality and effectively managing its balance sheet during the first six months of the year, the Bank continued its stable and sustainable growth performance on a consolidated basis.

According to consolidated figures, Alternatif Bank’s total assets exceeded TRY 152 billion, while its support to the national economy through cash loans, finance lease receivables and non-cash loans reached TRY 143 billion. During the same period, its deposit volume reached TRY 57 billion, while total equity stood at TRY 9.6 billion. The capital adequacy ratio stood at 16.20%, while the Bank reported a consolidated net profit of TRY 691 million in the second quarter of the year.

“We Consider the Quality of Growth Together with the Strength of Our Balance Sheet and Customer Relationships”

Commenting on the financial results for the first half of the year, Ozan Kırmızı, General Manager of Alternatif Bank, said: “The first half of 2026 was a period in which global uncertainties and the high interest rate environment made financing conditions more challenging. Against this backdrop, at Alternatif Bank, we maintained our robust balance sheet structure, high asset quality and strong liquidity position. While continuing our selective lending policy with due consideration for the risk-return balance, we remained committed to implementing our advisory banking model, which is based on  closely understanding our customers’ needs. We continue to consider the quality of growth together with the strength of our balance sheet and the long-term relationships we build with our customers.”

“We Will Continue to Pursue Balanced and Selective Growth for the Remainder of the Year”

Sharing his objectives for the remainder of the year, Kırmızı concluded: “We will continue to pursue a balanced growth strategy that preserves our asset quality and takes capital efficiency into consideration. As we make our digital channels more effective, we will deepen our customer relationships and further develop our expertise in trade finance and sustainable finance. With our advisory banking approach, agile organisation, international financing capabilities and the support of our shareholder, we will continue to support our customers throughout their decision-making processes and deliver long-term value to the Turkish economy.”

Alternatif ÇokÇok Brings Banking Benefits Together on a Single Screen

In the second quarter of the year, Alternatif Bank launched the Alternatif ÇokÇok programme with the aim of simplifying the customer experience in retail and digital banking. Bringing together the benefits offered by the Bank to its customers in a single section within the mobile application, the programme offers free money transfers, preferential deposit interest rates, a credit card with no annual fee and cashback opportunities. Through ÇokÇok, customers can easily track the benefits they enjoy, the earnings and savings they have achieved, their welcome periods and the transactions they need to complete in order to continue benefiting from these privileges.

Alternatif Bank Wins Six International Awards in the Second Quarter

Alternatif Bank received six international awards in the second quarter, recognising its expertise across a range of areas. At the International Business Magazine Awards 2026, the Bank won the “Best Bank for Diversity and Inclusion”, “Best Partner Bank in Europe” and “Best Banking Partner for Foreign Trade Operations” awards, while at the Global Business and Finance Magazine Awards 2026, it received the “Excellence in Digital Banking” award. The Bank was also recognised with the “Green Trade of the Year” award for the fourth consecutive year under the EBRD Trade Facilitation Programme, while its VOV product was named “Best New Savings Bank Product in Türkiye” at the International Finance Awards 2026. These awards demonstrated the international recognition of the Bank’s efforts in trade finance, digital banking, inclusive corporate culture, sustainable finance and customer-focused product development.

Rising Star Academy Prepares Young Talent for Professional Life

Alternatif Bank has begun running its long-term internship programme for the development of young talent under the name Rising Star Academy as of this term. Combining real business processes with training, professional networking opportunities and engagement with the Bank’s corporate culture, the programme enables young people to gain a closer understanding of banking and make a strong start to their professional lives.