E-Deposit

Welcome to the profitable world of E-Deposit!

  • Easy Application without Going to the Branch
  • Internet Branch-Exclusive Interest Rates
  • Fixed Income Unaffected from Interest Fluctuations
Open Account

Take advantage of exclusive E-Deposit interest rates now!

E-Deposit is an investment account which you can open easily via Alternatif Bank Internet Branch or Alternatif Bank Mobile. With your E-Deposit account, you always earn higher interest income with our exclusive and advantageous interest rates.

E-Deposit Features

E-Deposit account can be opened easily via Alternatif Bank Internet Branch without going to the branch.

Your savings will yield interest at advantageous interest rates in all maturity options.

TRY 1,000 limit is adequate to join the advantageous world of E-Deposit Account.

E-Deposit Withholding Tax Information

Withholding tax applies at a rate of 15% for TRY current deposit and notice deposit accounts, and for TRY time deposit accounts of up to and including 6 months.

Withholding tax applies at a rate of 12% for TRY current deposit and notice deposit accounts, and for TRY time deposit accounts of up to and including 1 year. Withholding tax rate decreases to 10% for time deposit accounts of more than 1 year.

Withholding tax applies at a rate of 18% for FX current deposit and notice deposit accounts, and for FX time deposit accounts of up to and including 6 months; and 15% for FX time deposit accounts of up to and including 1 year. Withholding tax rate decreases to 13% for FX time deposit accounts of more than 1 year.

Interest rates are gross for Turkish Lira and FX time deposit accounts.

Frequently Asked Questions About E-Deposit

You may find all details about E-Deposit Account here.

You may find all details about E-Deposit Account here.

You can open your E-Deposit account without going to the branch. After logging into Alternatif Bank Internet Branch, you can open your account easily under the “Accounts/Account Opening/Time Deposit Account Opening” menu.

What is the difference between a Time Deposit Account and an E-Deposit Account?

E-Deposit is an investment account through which you can earn on your savings only via internet banking. As there are no branch and operational costs, E-Deposit offers more attractive interest rates and higher returns compared with traditional time deposit accounts. 


Can I open my E-Deposit account in USD or EUR?

You can open your E-Deposit account in TRY or USD/EUR.

What are our E-Deposit interest rates?

For E-deposit interest rate click.

Other Deposit Products

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