Spot Loans

Meet your short-term cash needs with Alternatif Bank’s Spot Loans at fixed interest rates!

With the market conditions fixed, there are no more interest rate hikes!

In Spot Loans, interest rates are fixed in line with the market conditions at the date of loan utilisation.

Both accrued interests and loan principal are collected at maturity.

Spot Loan Features


  • The term and interest rate for the loan are determined at the date of origination and is not subject to change until maturity.
  • Spot Loan protects businesses and business owners from market fluctuations.
  • Principal, interest and processing fees are repaid at maturity.

Other Cash Loans

You can reach other loans you need for your business from below.

Revolving Loans

Meet your short term cash needs with Revolving Loans!

Discount Loans

Turn your unexpired commercial bills and cheques into cash now!

Credit Guarantee Fund-guaranteed Loans

Meet your investment and business finance requirements with Credit Guarantee Fund’s (KGF) guaranteed loans!

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VOV Deposit Calculator

See interest rates with the VOV deposit calculation tool and apply for VOV deposit instantly!

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Deposit Calculator

See interest rates with the deposit calculation tool and apply for deposits instantly!

Loan Calculator

See interest rates with the loan calculation tool and apply for loans instantly!

Commercial Loans Calculator

See interest rates with the commercial loans calculation tool and apply for commercial loans instantly!

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Bonds and Bills Calculator
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