Stephen Moss is the Group Chief Executive Officer of Commercial Bank. In addition to his primary executive role, he sits on the Boards of Directors of the National Bank of Oman and the United Arab Bank in Sharjah, United Arab Emirates. He has over 33 years of international banking experience, having held senior executive and board roles across Asia, the Middle East, Europe, and the Americas. Most recently, he was Regional Chief Executive Officer for HSBC’s Middle East, North Africa and Türkiye business, with responsibility for operations across nine countries. During this time, he sat on the boards of financial institutions in Saudi Arabi, Egypt, and for the wider Middle East. Earlier leadership roles included Chief of Staff to the HSBC Group CEO, HSBC Group Head of Strategy, and HSBC Group Head of Mergers & Acquisitions. He also served on the HSBC Group Executive Committee for 10 years. Mr Stephen is a Chartered Accountant (ICAEW), holds a BA in Economics and Accountancy from the University of Kent, the UK and is an Advisory Board member of the Hong Kong Red Cross. In September 2025, Mr Stephen was appointed as Vice Chairman of Alternatif Bank.