Kerim Mutluay graduated from Hacettepe University, Department of Public Administration, and earned his Master’s degree in Political Science from the same university. He served as Financial Analysis MT at Yaşar Bank between 1998-2000, Financial Analysis Specialist at Tekstilbank between 2000-2001, Commercial Marketing Sales Assistant Manager at Oyak Bank between 2003-2006, and in various positions at ING Bank between 2006-2014. He joined Alternatif Bank in 2014 as Group Manager at Restructuring & Legal Follow-up. As of 1 January 2015, Mr. Mutluay was appointed Executive Vice President of Restructuring & Legal Follow-up. He also serves as Board Member of Alternatif Lease since August 2018.